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Tuesday, 28 December 2021

Standard - 1 Home Learning Video-2021-22

Standard - 1 Home Learning Video-2021-22


Standard - 5 Home Learning Video-2021-22.The information remaining on an intact storage can usually be recovered without professional help by means of data recovery software. However, it is important to keep in mind that no information is recoverable after being overwritten. For this reason, nothing should be written to the storage until the last file from it is rescued.


Most data recovery utilities operate using the algorithms of metadata analysis, the method of raw recovery based on the known content of files or a combination of the two approaches.


Metadata is hidden service information contained within the file system. Its analysis allows the software to locate the principal structures on the storage that keep record of the placement of files content, their properties and directory hierarchy. After that, this information is processed and used to restore the damaged file system.


This method is preferred over the raw recovery as it allows obtaining files with their original names, folders, date and time stamps. If the metadata wasn’t seriously corrupted, it may be possible to reconstruct the entire folder structure, depending on the specifics of the mechanisms employed by the file system to get rid of “unnecessary” data. Yet, such analysis cannot be performed successfully when the crucial parts of metadata are missing. That is why it is extremely important to refrain from using file system repair tools or initiating operations that may result in its modification until data recovery is completed.


As a rule, when the desired result wasn’t achieved with the help of metadata analysis, the search for files by their known content it performed. In this case, the “known content” doesn’t imply the entire data content of a file, only particular patterns of raw data that are typical for the files of the given format and may indicate the beginning or the end of the file. These patterns are referred to as “file signatures” and can be used to determine whether a piece of data on the storage belongs to a file of a recognized type.


Files recovered with this method receive an extension based on the found signature, new names and get assigned to new folders, usually created for files of different types. The main limitation of raw recovery is that some files may lack identifiable signatures or have only a signature denoting the start of a file, making it hard to predict where it ends, especially when its parts are not stored consequently.


To get the lost files back with maximum efficiency, data recovery software may use the described techniques concurrently during a single scan launched on storage. Other details depend mainly on the type of the type of digital medium and can be found in the data recovery solutions section.


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Standard - 2 Home Learning Video-2021-22

 Standard - 2 Home Learning Video-2021-22


Standard - 2 Home Learning Video-2021-22.Diversification is a key element of a good investment portfolio. Investors try to spread their funds across various asset classes like equity, debt, real estate, gold, etc. Even within each asset class, they try to further diversify to minimize risks. 


In equity investing, a known method of reducing risks is diversifying your equity portfolio by investing in shares of companies from different sectors and of market capitalizations. This is where the Index Funds step in. Here, we will explore Index Funds and talk about the different types of index funds in India along with their benefits and a lot more.


As the name suggests, an Index Mutual Fund invests in stocks that imitate a stock market index like the NSE Nifty, BSE Sensex, etc. These are passively managed funds which means that the fund manager invests in the same securities as present in the underlying index in the same proportion and doesn’t change the portfolio composition. These funds endeavor to offer returns comparable to the index that they track.


Since Index Funds track a market index, the returns are approximately similar to those offered by the index. Hence, investors who prefer predictable returns and want to invest in the equity markets without taking a lot of risks prefer these funds. In an actively managed fund, the fund manager changes the composition of the portfolio based on his assessment of the possible performance of the underlying securities. This adds an element of risk to the portfolio. 


Since index funds are passively managed, such risks do not arise. However, the returns will not be far greater than those offered by the index. For investors seeking higher returns, actively managed equity funds are a better option.


Since index funds track a market index and are passively managed, they are less volatile than the actively managed equity funds. Hence, the risks are lower. During a market rally, index funds returns are good usually. However, it is usually recommended to switch your investments to actively managed equity funds during a market slump. 


Ideally, you should have a healthy mix of index funds and actively managed funds in your equity portfolio. Further, since the index funds endeavor to replicate the performance of the index, returns are similar to those of the index. However, one component that needs your attention is Tracking Error. Therefore, before investing in an index fund, you must look for one with the lowest tracking error.



Expense Ratio is a small percentage of the total assets of the fund charged by the fund house towards fund management services. One of the biggest USP of an index fund is its low expense ratio. Since the fund is passively managed, there is no need to create an investment strategy or research and find stocks for investing. This brings the fund management costs down leading to a lower expense ratio.


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Monday, 6 September 2021

Rupani government's big gift to Gujarat government employees, huge increase in inflation allowance

Rupani government's big gift to Gujarat government employees, huge increase in inflation allowance


State Deputy Chief Minister Nitin Patel has made a big announcement in a press conference regarding the expensive allowance of state government employees. The Rupani government of the state has decided to give 28 per cent allowance to the employees.


Gandhinagar: Deputy Chief Minister Nitin Patel has made a big announcement in a press conference regarding the expensive allowance of state government employees. The Vijay Rupani government of the state has decided to give 28 per cent allowance to the employees.

ગુજરાતના મુખ્યમંત્રી પદેથી વિજય રૂપાણીએ આપ્યું રાજીનામું, સૌથી મોટા સમાચાર


An increase in the inflation allowance of central employees has been announced. According to the system, the Government of Gujarat also considers and pays the expensive allowances of the Government of India. Until now, 17 per cent inflation allowance was paid to government officials. We will also give 28 per cent allowance as per the 28 per cent allowance fixed by the central government with an increase of 11 per cent.


Following the decision of the Government of India, now the state government has also given big gifts to government employees. Significantly, the earlier allowance of 17 per cent has been increased to 11 per cent. This means that government employees will now get an inflation allowance of 28 per cent.


Millions of state government employees and pensioners are set to benefit greatly from Nitin Patel's announcement. Now the inflation allowance for state government employees has been increased by 11 per cent, so now every employee and pensioner will get an inflation allowance at the rate of 28 per cent. According to the information given by the Deputy Chief Minister, arrears for the months of July and August will be paid.



The arrears for the month of July and August will be paid to government employees in two parts. Nine lakh employees of the state are to benefit. Increasing the inflation allowance will put a burden of Rs 378 crore on the state government.




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Wednesday, 25 August 2021

Classes 6 to 8 will start from September 2 in Gujarat schools, big decision of Rupani government regarding 32 lakh students.

Classes 6 to 8 will start from September 2 in Gujarat schools, big decision of Rupani government regarding 32 lakh students.


Gandhinagar: A cabinet meeting was held today in the place of Chief Minister Vijay Rupani. The meeting has taken a big decision on the issue of starting schools of standard 6 to 8 offline. Education Minister Bhupendrasinh Chudasama said that offline schools from standard 6 to 8 will start from September 2. This will require strict adherence to Corona's guidelines.


The case of Kovid vaccine and Corona was discussed in the cabinet today. The issue of rain-fed drinking water and irrigation in the state was discussed in the cabinet. The issue of starting more classes in offline education in the state was also discussed. The forthcoming plans and policy matters of the state government were discussed. The planning of PM Modi's September 5 Gujarat tour was also discussed.


An important cabinet meeting held in Gandhinagar has been completed. In which an important decision has been taken by the education department. Classes 6 to 8 will start offline in the state from September 2. In which teachers and students will have to follow the guidelines of compulsory corona. 


Bhupendrasinh Chudasama further said that more than 20,000 government and grant aided primary schools and 10,000 private schools will be started. Online learning will continue. Student attendance will be 50 percent. Social distance and masks will be mandatory. Masks will be mandatory for school staff, including students. In addition, hand wash will have to be arranged.


Despite the possibility of a possible third wave of Corona, the state government has decided to start Std. 6 to 8 classes. The second wave of Corona in the state has bid farewell to the light footsteps. In addition, four crore people in Gujarat have also been vaccinated. Although Gujarat is moving towards corona-free, experts have expressed the possibility of a third wave.


According to sources, Std. 9 to 12 classes have been started in the school but the number of students in the schools is still low. Parents are still reluctant to send their children to school. In addition, parents are fearful of a possible third wave. Meanwhile, the government has also decided to start classes 6 to 8. Which also requires the consent of the parents. With online and offline classes rarely parents would be willing to send a child to school at the present time. The parents are hesitant as the government is seeking a consent form from the parents.


ગુજરાતની શાળાઓમાં 2 સપ્ટેમ્બરથી ધોરણ 6થી 8ના વર્ગ શરૂ થશે, 32 લાખ વિદ્યાર્થીઓ અંગે રૂપાણી સરકારનો મોટો નિર્ણય.NEWS ON ABP

ગુજરાતની શાળાઓમાં 2 સપ્ટેમ્બરથી ધોરણ 6થી 8ના વર્ગ શરૂ થશે, 32 લાખ વિદ્યાર્થીઓ અંગે રૂપાણી સરકારનો મોટો નિર્ણય.NEWS ON GS


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Monday, 23 August 2021

Read the change in the time of all government primary schools in the state on 24-8-2021. Today's circular of the director

Read the change in the time of all government primary schools in the state on 24-8-2021. Today's circular of the director

The full form of SIP in mutual funds is Systematic Investment Plan. It is not an asset class or an investment instrument. It is, in reality, one of the methods of investing in mutual funds. Therefore, SIP refers to investment in mutual funds regularly with a fixed amount of money in a disciplined manner.The other method of investing in mutual funds is a one-time lump-sum investment.


SIP meaning is it helps you invest a fixed amount of money regularly in various mutual funds schemes depending on your financial goals. You have the potential to create long-term wealth, by investing a small sum of money through SIP.The SIP investment approach suits people with regular cash flow or a fixed salary.


For example – You want to build a fund of Rs. 5.4 Lakhs in 3 years for foreign travel trip. By starting a monthly SIP investment for Rs. 15,000, you can achieve the goal conveniently.SIP is the best way to get into the habit of saving and investing regularly. Apart from that, if you start SIP early you have a longer investment horizon to avail benefits of the power of compounding.


Additionally, a SIP investment avoids timing the market. SIP investment is least affected by the market volatility due to rupee cost averaging. When the markets are high, you purchase a fewer number of units as compared to the down market.
Investors need to give a mandate (authorization to invest via SIPs) to invest in MF


This can be done online by selecting the “Systematic Investment Plan” option while you are investing. But for the offline method, you need to fill a mandate form and submit it along with the application form.Also, on the form, you need to indicate your choice for the date (on which the amount will be invested) and the amount.If done subsequently, then the mandate forms can be submitted online through your MF account.


In the offline method, you need to submit the mandate to the office of the mutual fund house, Karvy, or CAMS.When you give a mandate, the fund house auto-debits your bank account for the indicated SIP amount through standing instruction. The funds are then transferred through ECS for investing in a MF scheme.


Likewise, the subsequent investment amounts will also be auto-debited at your indicated SIP interval. This way, you need not worry about missing any payments.
The SIP amount debited from your bank account is utilized for purchasing MF units. And, you are allotted MF units at the closing NAV of the day of money transfer or realization of the cheque.


Let us understand how it works with the help of an example.Suppose you start an sip of Rs. 1000 on the 5th of a particular month.Then Rs. 1000 will be auto-debited from your specified bank account on the 5th of every month and will be utilized in buying units of the MF. Also, the MF units will be purchased at that day’s closing NAV.With every payment, you will receive units of the particular MF scheme, which will get added to your mutual fund account.


Hence, SIP is like indicating “How Much” and “How Often” you will invest in a mutual fund scheme.The online investment is quick, hassle-free, and eliminates paperwork or frequent trips to the MF office for documentation.


You can create an online MF account with your email ID and password and submit the KYC documents (address proof and identity proof) online.For investing in mutual funds through SIP, you need to select the MF scheme aligned to your financial goals.


When you are prompted for payment methods, select the “SIP Investment” method to invest through the SIP route. Finally, you need to transfer money from your linked bank account.Scripbox is an online mutual fund investment platform that helps you do quick and hassle-free SIP investments.


With Scripbox, the investment is entirely paperless and is made in a secure manner. Additionally, account helps you track, manage, and redeem your mutual fund investments online.


Capital gains are profit made from the sale of an asset such as land, property, mutual funds, shares etc. To calculate capital gains, mutual funds are classified into types, namely, equity and debt funds. For equity funds, the short term is any time before one year from the purchase of the fund. While the long term is after one year from the purchase of the mutual fund. For debt funds, short term is any time before 36 months or three years from the date of purchase. While the long term is any time after 36 months from the date of purchase.


SIP can be done for both equity and debt funds. However, it is usually preferred for equity funds. Capital gains can be estimated using the following formula:Capital Gains = value of the fund (at the time of sale) – Cost of the fund.


In SIP investment done on a monthly basis, each SIP is considered as an independent investment. For example, when an investment is made in January 2019, the long term for that investment will be in January 2020. Similarly, for a SIP investment in February 2019, February 2020 is when the investment will be considered long term. So when an investor redeems the SIP investment before completion of one year, it is considered a short term.




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Friday, 6 August 2021

Establishment of Public Private Partnership Model Residential School of Excellence Resolution 31/07/2021

Establishment of Public Private Partnership Model Residential School of Excellence Resolution 31/07/2021


The Mission School of Excellence has been started by the Education Department of the Government of Gujarat in the year 2021-22 for the purpose of providing high quality school education to the students studying in the Government schools of the State of Gujarat. One of the most important components of the Mission School of Excellence is the National School of Excellence (RSE), which is not a high quality student education.


At present, there are only government schools in the state, such as Jayahar Nidaya Vidyalaya, O Kalvya Middle School and Kasturba Gandhi Bashalka Vidyalaya (KGBV). In order to get admission in these schools, there is a need for high quality schools in the state. A decision has been taken to formulate a policy for the establishment of Residential Schools of Excellence (RSE).


1. The best quality students from 6th to 12th standard are provided free of cost by enrolling the most talented students studying in government schools across the state.

2. Provided modern educational infrastructure, facilities of Shanasi hostel, sports facilities, arts and skills training for the holistic development of students.

3. In the case of best teaching methods, higher teaching materials, alternative educational medium, the same facilities are provided in the best private schools, the same facilities are provided in the schools.

4. Convenience of gifted students, preparation of mindfulness guidance, preparation for competitive examinations on JEE, NEET on Civil Services examinations and other competitive examinations.

5. RECOMMENDATION TO FILL ALL THE EXAMINATION OF ALL THE EXAMINATION - A total of 100,000 students of 6th to 12th standard have been established in the National School of Counseling PPP model, all of which will be completed in the next 3 to 5 years. A total of 100,000 gifted students will be able to study in all the National Schools of Education during the academic year immediately after the commencement of work.


Department of Education, Government of Gujarat Mission Schools of Excellence Participating Private Individuals, Institutions, Partnership with Social Responsibility (CSR) Process Onion / Orthopedics Partnership Statewide Decides to announce the policy for the establishment of two National Schools of Counseling. The most gifted children studying in government and non-subsidized schools from 1st to 5th year of O Nivat are writing at the end of the 5th year, the best quality school in the 6th to 12th standard of the school. 


The Department of Education will manage the entire pre-school process for these schools. Students studying in Government and Government-sanctioned schools from Class 1 to 5 will be eligible to appear in the State Level Mental Examination at the end of Class-5 and will be eligible to appear in Class-6 of Merit-based schools. The basis of vacancies can be entered through the same procedure of preference selection in the next post-Rule-6. There will be a district level merit list to ensure proportional representation in all the districts. In the future, boys and girls will also be encouraged to be educated.


The Department of Education has issued a phased EOI (Expression of Extension) to private individuals, organizations, and partners with a desire to become a Project Partner (CSR). The State Project Director, under the chairmanship of the entire Education (Gujarat School Education Council), will be examined by a consensual examination of government officials, academics and highly qualified persons operating in high quality schools. Consensus, Recommendation for Approval of Preferred Pam La Orajdara - Secretary, I will conduct a Gishning Council under the chairmanship of Primary and Secondary Education.


Each person wishing to become a partner in this PPP project must have a certified experience of working in a school education with an individual orthodox orthodox partner or orthodox partner. In school education, priority will be given to national and international standards, recognition and prestige.


The project is funded by a full-fledged fundraiser for the establishment of two National Schools and Consultations. The project will provide land on a state-of-the-art infrastructure for the entire civil service required from time to time. School subdivision, accommodation facilities for students and teachers, dining halls, indoor and outdoor sports facilities, multiplexes, connectivity rooms, computer classrooms and computer classrooms. It will have to be built at his expense.


The campus of the seventy schools under this project will have a capacity of minimum 2000 students and a maximum capacity of 10,000 students. The Oak Project Partner Oak Ortha can apply for a maximum of 10,000 students in multiple campuses. Due to the large campus, the best use of infrastructure in various districts.




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Thursday, 29 July 2021

Teacher Readiness Survey 2021 Latest Circular

Teacher Readiness Survey 2021 Latest Circular

Everyone has dreams and goals—a new car, a bigger house, a family vacation to an exotic destination, and so on. But it is possible to achieve your dreams only if you work actively towards them. Investing in mutual funds through a Systematic Investment Plan (SIP) can be a simple way to help you achieve your goals. So, let’s look into the meaning of SIP, how they work, and how they can benefit you.

A Systematic Investment Plan (or SIP) is an investment mode through which you can invest in mutual funds. As the term indicates, it is a systematic method of investing fixed amounts of money periodically. This can be monthly, quarterly or semi-annually etc. When you invest steadily in this manner, it can become easier to meet your financial goals.

When you invest through a SIP, you invest a fixed sum of money in a given period. This amount lets you purchase a certain number of fund units. If you continue to do this for a long time, you get to invest in the fund during the highs and lows. In other words, you don’t need to time the market to make your investments. Market timing can be a risky proposition as one can invest at the wrong time. SIP investments remove this factor of unpredictability.

Having decided on the investment tenure and frequency, you can choose to automate your investments. Give a standing instruction to your bank to transfer the amount directly from your bank account into the mutual fund SIP of your choice, on a fixed date every month (or quarter) etc..

Every fund house requires investors to complete the KYC documentation process before they can start investing. You need to submit your identity proof, address proof and photograph. These days, the e-KYC option is also accepted. You can complete the formalities online without visiting the AMC.

The first step is to understand what you wish to accomplish through SIP investments. List down your financial goals. This is necessary because every mutual fund is designed with a specific objective. Identify your goals and look for funds that can help you achieve these goals.

Once you select a particular fund, choose the SIP parameters. Fill in the details for questions like:
Investment tenure
Frequency of investment (monthly, quarterly, semi-annually etc.)
Investment amount
Enter the relevant information based on your goals and financial situation.

There are two modes to invest in mutual funds: a SIP and lump sum. In a lump sum investment, you invest a large amount of money in the mutual fund at once.So, which is the better option: SIP or a lump sum? Here are specific parameters that can help you make the decision.

SIPs are regarded as the better way to invest if you have a limited amount to invest. It doesn’t matter whether you have just Rs. 500 or Rs. 1,000 to invest every month. You can begin your investment journey starting at Rs. 500.

In a lump sum investment, you invest the entire money in one go. This means you must invest at the right moment to maximize your returns. You can gain good yields if the market performs well. But the downside is you could end up with a significant loss if the market suddenly moves downwards. This can be a suitable strategy for experienced investors with a large amount of money. But if you are a new investor, sticking to SIP investments can avoid unnecessary risks.

In the long-term, SIP investments help investors take better care of their finances. When you invest a fixed amount of money each month, you can manage your money in a manner that can fulfil your investment. Your progress might appear slow, but when you look back after a while; you would have invested a considerable amount. The SIP mode can help you earn a large corpus slowly and steadily.

This sort of investment discipline doesn’t happen for lump-sum investments because most investors may not have a large amount of money to invest consistently.

So, based on your investment amount, risk appetite and experience, you can choose between SIP and lump sum investments. But overall, experts generally recommend investors to invest through SIPs rather than a lump sum.





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